Home Care Funding
Home Care Funding & Support
When it comes to home care, there can often be a certain amount of worry surrounding its funding. At Alcester Home Care we work to ensure our home care remains as affordable as possible, but we are also dedicated to maintaining an excellent quality of service to give you or your loved one the care they deserve.
For this reason, we stress the importance of researching whether you qualify for home care funding support, and have created this funding page to offer advice and guidance. Funding support for home care is regulated by your local authority or by the NHS, this means you will need to make an application directly to them. We are unable to process or submit applications, however, we can offer support and advice to assist with your application.
What is Home Care Funding & Support?
The cost of home care can be covered by three separate means, these are:
- Paid for in full by the person being cared for (or friends/family), this is known as self-funded.
- Paid for, partially or in full, by the local authority (council).
- Paid for, partially or in full, by the NHS.
When considering home care funding and support, we refer to contributions or full payment by local authorities or the NHS. The level of support you will receive is calculated on a case-by-case basis, but it generally considers the care that is required and your finances (including savings, benefits, earnings, pension, and property).
The financial assessment is free and follows a needs assessment or a carers assessment.
The Home Care Funding Assessment
When making an application to check if you are entitled to funding support, you will be required to make a financial declaration. This will usually be done through a financial assessment which is regulated by your local authority or by the NHS.
Generally, any funding and support can be calculated using the guide below. Please bare in mind that this is a guide only and funding and support is calculated based on your individual case.
| Your Finances | Support You Could Be Entitled To |
|---|---|
| Capital over £23,250 | Unfortunately, you will not be entitled to any funding support. |
| Capital between £14,250 & £23,250 | You may be entitled to partial support, but you will still be required to contribute to home care funding. You will also be required to pay a “tariff income” based on your capital. |
| Capital of less than £14,250 | You may be entitled to home care financial support and will still be required to contribute to the support. You will not be required to pay a “tariff income”. |
“Tariff Income” is based on your capital over the value of £6000. It is calculated to be of a value of £1 for every £250 in capital you have (over £6000). For example, if your capital is £8000, your tariff income is £8.
How The Council Pays For & Arranges Your Care.
If you qualify for home care funding contribution and support from your local authority, you will receive a personal budget. This budget is created as an agreement between yourself and your local authority and will be a reflection of your financial assessment and your current care needs.
You can choose how to receive this budget from a selection of three methods, or choose to mix them.
- A direct payment made into your bank account, intended for certain care services. Typically, the local authority will require receipts to verify that the funds are being used for care purposes.
- The local authority directly coordinates and finances your care services, handling payments to your care providers on your behalf.
- A chosen home care organisation, like an individual service fund, oversees the management of your personal budget.
Funding Payments To Alcester Home Care
We strive to make our valuable services as accessible as possible. If you qualify for home care funding and support, we are able to accept payment in two ways. This can be arranged in conjunction with your funding to create the most appropriate plan for you.
You will have the choice of:
- Making a payment to us from your bank account, suitable if you choose to have funding payments deposited directly into your bank account.
- Choosing Alcester Home Care as your home care organisation and arranging for your local authority or the NHS to manage your care plan and pay us directly.
It is important to conduct thorough research before making choices regarding home care, and although we are on hand to offer advice, it is a decision that is personal to you and your situation.
Home Care Funding FAQs
Find answers to frequently asked questions regarding the funding and support for home care. You may also find useful answers on our dedicated FAQs page.
What our clients and their families say
Alcester Home Care provided care for my dad for just over 2 years. It allowed us to keep him safely at home for as long as possible. Dad was reluctant to accept help at first but the carers were friendly and encouraged his independence where possible so he soon grew to appreciate their visits and it provided us with great comfort to know he had regular checks from professional carers. This was particularly helpful during the lockdown period, we would have struggled to keep him safe and healthy without them.
My sister-in-law was able to stay in her own home for longer than expected due to the carers who went three times a day. Carers gave her practical help and a friendly chat when she became anxious which my sister-in-law and I much appreciated.
Our Partners
Do you have what it takes to be a carer?
If you are looking for a job in Evesham, Alcester Home Care is recruiting now. We are looking for dedicated, friendly people with a passion for giving back to their community and a strong desire to help others. If this is you, we would love to hear from you! We have carer positions available in Evesham and the surrounding area, visit our job vacancies page for more.